Our International representatives | Arlo Group

Arlo International

International advice

Arlo International is proud to offer advice to both UK residents, and non-residents. This is facilitated via our international permissions; Insurance Distribution Directive (IDD) and Markets in Financial Instruments Directive (MiFID) Regulation.

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Cross-border financial planning solutions​

We are hugely passionate about providing cross-border financial planning solutions, and it is within this service that we are able to differentiate ourselves from most Financial Advisory firms here in the UK – many of which have an overwhelming preference to concentrate on the domestic market.

Navigating global regulations

Each jurisdiction has its own unique rules, regulations and tax legislation. This creates an increasingly difficult landscape to navigate in a globally focused world. Through our experience and understanding of the international market, we are uniquely positioned to provide advice where others are simply not comfortable, or indeed qualified, to do so.
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Specialist advice areas

As well as the more mainstream elements of the advisory process, our breadth of knowledge and experience covers the following specialist advice areas:
  • Guernsey 40(ee) registered pension plans
  • 401(k) and 403(b) retirement accounts, plus other US retirement plans
  • International Pension Plans registered in the Channel Islands
  • French Assurance Vie
  • Swedish Compliant Portfolio Bonds
  • Spanish Compliant Portfolio Bonds
  • Offshore occupational pension schemes
  • International Portfolio Bonds

Our international representatives

jonathon hives
Jonathan Hives
Managing Director
tobias band
Toby Band
Head of Global Advice
paul uings
Paul Uings
Head of Wealth Planning and Strategy
ben barratt
Ben Barratt
Head of Investments

How we can help you

We offer a multitude of services that have been carefully designed to put your financial interests first.

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Ben Barratt

Head of Investment

Ben completed an Economics degree in 2015 graduating with Honours, before moving into the world of international wealth management, where he spent a number of years working with UK expats on various aspects of their financial affairs.

Ben is particularly focused on delivering a high quality and personal service by ensuring he is always on hand to assist clients when needed and as a level 6 member of the chartered institute for securities and investments Ben has continued to add to his repertoire of professional knowledge and also holds a pension transfer specialist qualification.

In his spare time Ben enjoys watching football or rugby and likes to get out on the golf course when he can.

Paul Uings

Head of Wealth Planning and Strategy​

In a career that has spanned three continents, Paul has experienced a wide spectrum of financial advice services from undertaking a senior client advising role at a multi-national Private Bank in London to more recently heading up the International Tax and Trusts team at a boutique Financial Planning firm in the Middle East. Pauls innate desire to help people and a thirst for learning led him to study through to become a Chartered Financial Planner in the UK, and uses his experience in the International Financial Planning space to help clients and their families with wealth generation and preservation planning, and how best to manage structure their finances for the future.

Paul studied at Canterbury University and is a member of both the Chartered Insurance Institute and the London Institute of Banking and Finance. He has also studied international qualifications such as the Kaplan Diploma in Financial Planning in Australia and the Series 65 in the USA.

Toby Band

Head of Global Advice

Toby graduated with honours in Mathematics from The University of Nottingham and has since then lived and worked across the globe in financial services.

With a keen eye for detail and passion for problem solving, Toby found his dream job within International Financial Planning. Before joining Arlo International, Toby was the youngest ever Area Manager with one of the world’s largest international IFAs, managing 20 wealth managers and support staff. 

He is described as amicable, approachable and knowledgeable by his clients and holds a Diploma in Financial Planning and European Financial Adviser Qualification.

Outside of work Toby enjoys playing Tennis, Football, Rock Climbing, and Travelling.

Jonathan Hives

Managing Director

Jonathan’s passion for financial services dates back to his University days, where he studied B.A. (Hons) Finance and Investment Management. At the age of 23 he left the UK to begin his journey in International Financial Planning, and having lived and worked in three continents, he has first-hand experience when it comes to cross-border financial planning. Over the last 12 years he has built up invaluable experience by advising high net worth individuals and family estates, practising all areas of wealth and succession planning. Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. He is also qualified as an Investment Adviser in the United States (Series 65) from his time working in New York.