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Important information

Due to the diverse nature of our services and the diverse nature of our international clientele we feel it necessary to provide the following information for any person wishing to access the Arlo Group of companies website. The information provided is for reference purposes only. Nothing herein should be construed as investment advice or as a recommendation to transact investment business.

The information published on the site does not constitute an offer by Arlo Group of Companies to enter into a contractual arrangement, and is not a solicitation to buy or sell investments. The distribution of prospectuses, products and services may be restricted in certain jurisdictions. Persons in respect of whom such prohibitions apply must not access the Arlo Group of Companies website. By proceeding you warrant you are lawfully entitled within your jurisdiction to obtain the information regarding the products and services offered on the Arlo Group websites.

This website may include forward looking statements, financial reports and information on investment opportunities. We undertake no obligation to update or revise any statements or information contained within these reports as they are provided for reference purposes only and must not be construed as investment advice.

The future performance of an investment cannot be deduced from previous performance. Investments may decrease in value. Some investments can incur a total loss. Arlo disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of or access to the Arlo Websites website, or any links to third-party websites. 

The contents of this site are based upon sources of information believed to be reliable, however save to the extent required by applicable law or regulations, no guarantee, warranty or representation (express or implied) is given as to its accuracy or completeness and Arlo Group of Companies, their Directors officers and employees do not accept any liability or responsibility in respect of the information or any recommendations expressed herein which, moreover, are subject to change without notice.

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Ben Barratt

Head of Investment

Ben completed an Economics degree in 2015 graduating with Honours, before moving into the world of international wealth management, where he spent a number of years working with UK expats on various aspects of their financial affairs.

Ben is particularly focused on delivering a high quality and personal service by ensuring he is always on hand to assist clients when needed and as a level 6 member of the chartered institute for securities and investments Ben has continued to add to his repertoire of professional knowledge and also holds a pension transfer specialist qualification.

In his spare time Ben enjoys watching football or rugby and likes to get out on the golf course when he can.

Paul Uings

Head of Wealth Planning and Strategy​

In a career that has spanned three continents, Paul has experienced a wide spectrum of financial advice services from undertaking a senior client advising role at a multi-national Private Bank in London to more recently heading up the International Tax and Trusts team at a boutique Financial Planning firm in the Middle East. Pauls innate desire to help people and a thirst for learning led him to study through to become a Chartered Financial Planner in the UK, and uses his experience in the International Financial Planning space to help clients and their families with wealth generation and preservation planning, and how best to manage structure their finances for the future.

Paul studied at Canterbury University and is a member of both the Chartered Insurance Institute and the London Institute of Banking and Finance. He has also studied international qualifications such as the Kaplan Diploma in Financial Planning in Australia and the Series 65 in the USA.

Toby Band

Head of Global Advice

Toby graduated with honours in Mathematics from The University of Nottingham and has since then lived and worked across the globe in financial services.

With a keen eye for detail and passion for problem solving, Toby found his dream job within International Financial Planning. Before joining Arlo International, Toby was the youngest ever Area Manager with one of the world’s largest international IFAs, managing 20 wealth managers and support staff. 

He is described as amicable, approachable and knowledgeable by his clients and holds a Diploma in Financial Planning and European Financial Adviser Qualification.

Outside of work Toby enjoys playing Tennis, Football, Rock Climbing, and Travelling.

Jonathan Hives

Managing Director

Jonathan’s passion for financial services dates back to his University days, where he studied B.A. (Hons) Finance and Investment Management. At the age of 23 he left the UK to begin his journey in International Financial Planning, and having lived and worked in three continents, he has first-hand experience when it comes to cross-border financial planning. Over the last 12 years he has built up invaluable experience by advising high net worth individuals and family estates, practising all areas of wealth and succession planning. Jonathan prides himself on the service he provides, which is highly personalised, proactive and bespoke to his clients objectives.

He is an active member of the Chartered Insurance Institute, where he holds the Diploma in Financial Planning. In addition, he holds Certificates in i) Discretionary Investment Management, ii) Financial Services and iii) Life and Pensions. He is also qualified as an Investment Adviser in the United States (Series 65) from his time working in New York.